UMA
去交易货币 / 公链 / PoW / 灰度信托基金 / Coinbase Pro综合 / Bitwise10指数基金 / CoinList 上线 / Robinhood 上线 / 2024减半
$1.2
+0.00% （ +$0 ）
≈ ¥8.604
- 24H最高
- $1.2
- 24H最低
- $1.212
- 24H开盘
- $1.144
- 24H收盘
- $1.175
UMA简介
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简介
UMA：重构衍生品市场的链上金融工程层
范式突破
作为首个采用「无喂价争议机制」（Dispute Resolution System）的DeFi合约协议，UMA通过博弈论驱动的经济保证模型，实现复杂金融衍生品的链上自主执行。其核心价值在于将传统OTC市场的定制化金融合约转化为可组合的「Priceless Financial Templates」（无价金融模板），开启长尾衍生品市场民主化进程。
技术架构：三阶安全与创新引擎
颠覆性设计：
DVM（数据验证机制）：由$UMA持有者担任仲裁节点，仅在争议发生时调用预言机
LSP（流动性敏感质押）：抵押品价值与流动性深度动态绑定，预防黑天鹅穿仓
Priceless合约模板：支持开发者零代码部署KPI期权/跨链利率互换等复杂产品
经济模型：双代币博弈机制
$UMA治理代币功能：
仲裁质押：锁定$UMA参与DVM争议裁决（年化收益12-35%）
合约治理：投票决定新增金融模板参数标准
安全锚定：协议TVL的1.5%必须由$UMA抵押（当前$2.1B TVL需$31.5M担保）
收益凭证代币（如$oUSD）：
代表具体金融合约权益
通过UMIP标准实现跨平台可组合
行业价值数据锚点
▌降低衍生品开发成本：从传统$20万+降至链上$2000
▌争议解决效率：平均2小时终局性（较法律仲裁提速240倍）
▌生态规模：累计部署427个金融合约，清算量$9.8B零穿仓事件
金融工程革命路径
Phase1：长尾衍生品模板库（完成）
Phase2：机构级清算网络（进行中）
Phase3：RWA风险对冲协议（2024路线图）
终局愿景：成为全球金融合约的链上ISDA协议
通过聚焦「无喂价争议系统」与「金融模板乐高」的双核架构，确立UMA在DeFi衍生品赛道中不可替代的基础设施地位。
结论
UMA的发展历程印证了去中心化技术对金融范式的重塑潜力。从无预言机设计的奠基到跨链协议的革新，其通过持续的技术创新与治理优化，已成为连接传统金融与Web3的核心枢纽。在uLABS开发者平台与Across跨链协议的加持下，UMA正从单一合成资产平台进化为支持全场景金融服务的基础设施。尽管面临治理集中化与跨链安全等挑战，但其技术领先性、社区凝聚力与生态包容性，使其在可预见的未来仍将主导自定义金融合约市场。
对于开发者，UMA提供了低门槛的创新平台；对于投资者，其多样化的合成资产生态提供了差异化的风险对冲工具；对于监管者，其合规化实践为行业树立了标杆。在全球金融体系加速重构的背景下，UMA的持续进化将深刻影响下一代金融基础设施的设计逻辑。未来，其能否在监管适应、技术迭代和生态扩展上持续突破，将决定其在全球货币体系中的最终地位。
市场行情
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#名字开盘最高最低收盘更新时间
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1$4004.29$4004.29$3840.57$3861.0210-21 19:00
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2$170.94$170.97$163.51$164.0610-21 19:00
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3$190.52$191.18$182.76$184.6210-21 19:00
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4$2.235$2.25$2.183$2.18610-21 19:00
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5$0.207$0.2078$0.2$0.201410-21 19:00
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6$0.3031$0.3038$0.2862$0.290710-21 19:00
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7$0.01006$0.01014$0.00963$0.0097410-21 19:00
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8$0.00979$0.00989$0.00933$0.0094210-21 19:00
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9$0.4112$0.4117$0.3889$0.392410-21 19:00
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10$0.7194$0.7216$0.675$0.683710-21 19:00
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11$3.276$3.325$3.169$3.18410-21 19:00
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12$20.614$20.626$19.467$19.73110-21 19:00
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13$0.8615$0.8909$0.8272$0.835210-21 19:00
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14$12.86$12.94$12.16$12.2610-21 19:00
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15$0.1923$0.1967$0.1734$0.173510-21 19:00
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16$0.10779$0.11242$0.09044$0.0914610-21 19:00
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17$0.1154$0.1158$0.1111$0.111210-21 19:00
-
18$0.0000005078$0.0000005084$0.0000004981$0.000000501210-21 19:00
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19$0.2497$0.2527$0.2373$0.238110-21 19:00
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20$0.7951$0.7951$0.7612$0.783210-21 19:00
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21$0.01379$0.01382$0.01331$0.0134410-21 19:00
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22$0.1534$0.15343$0.14381$0.1439510-21 19:00
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23$0.5582$0.5602$0.5279$0.52810-21 19:00
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24$2.429$2.437$2.295$2.30710-21 19:00
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25$0.0013151$0.0014247$0.0012824$0.001304610-21 19:00
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26$0.006637$0.006806$0.006123$0.00627910-21 19:00
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27$0.4264$0.4281$0.4098$0.412110-21 19:00
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28$0.00007359$0.00007359$0.00006914$0.0000699710-21 19:00
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29$3.087$3.113$2.949$2.97110-21 19:00
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30$0.001727$0.001758$0.001686$0.00169410-21 19:00
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31$9.93$10.09$9.56$9.6510-21 19:00
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32$1.1254$1.1548$1.0392$1.040710-21 19:00
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33$0.1447$0.1454$0.139$0.140810-21 19:00
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34$0.00000007787$0.00000007787$0.0000000731$0.0000000741810-21 19:00
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35$15.743$15.785$15.023$15.11510-21 19:00
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36$0.7714$0.7714$0.7714$0.771410-21 19:00
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37$0.102$0.102$0.102$0.10210-21 19:00
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38$1.002$1.008$0.956$0.96810-21 19:00
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39$1.0981$1.0984$0.9971$0.999210-21 19:00
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40$1.592$1.601$1.516$1.56610-21 19:00
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41$0.01746$0.0179$0.01714$0.0172910-21 19:00
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42$2.26$2.277$2.154$2.1810-21 19:00
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43$0.007624$0.007648$0.007245$0.00732810-21 19:00
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44$0.3156$0.3167$0.2966$0.299310-21 19:00
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45$0.02813$0.02854$0.02696$0.0274910-21 19:00
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46$3.146$3.223$3.035$3.04710-21 19:00
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47$0.1476$0.1485$0.1411$0.142110-21 19:00
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48$0.06478$0.07099$0.05636$0.0572910-21 19:00
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49$0.03314$0.03316$0.03227$0.0325410-21 19:00
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50$0.108$0.1081$0.1043$0.104810-21 19:00
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51$1.0861$1.0892$1.0326$1.039710-21 19:00
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52$0.3127$0.3386$0.2893$0.295310-21 19:00
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53$0.9205$0.9256$0.8721$0.879910-21 19:00
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54$18.767$18.955$17.67$17.83510-21 19:00
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55$0.07063$0.07151$0.06734$0.0680910-21 19:00
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56$0.2415$0.243$0.2277$0.2310-21 19:00
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57$0.32985$0.34054$0.32307$0.3291510-21 19:00
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58$0.00197$0.001977$0.001856$0.00186710-21 19:00
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59$4.018$4.018$3.731$3.76110-21 19:00
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60$2.295$2.301$2.163$2.17610-21 19:00
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61$5.195$5.266$4.974$5.02410-21 19:00
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62$0.0008569$0.0008663$0.0008277$0.000839110-21 19:00
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63$0.01943$0.01943$0.01943$0.0194310-21 19:00
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64$0.0001822$0.0001887$0.0001633$0.000163310-21 19:00
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65$0.7567$0.7586$0.7182$0.721910-21 19:00
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66$5.338$5.373$5.068$5.08710-21 19:00
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67$0.000007173$0.000007212$0.000006835$0.00000689310-21 19:00
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68$0.06303$0.06303$0.05953$0.0597310-21 19:00
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69$0.1421$0.1421$0.1338$0.135510-21 19:00
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70$0.000000000511$0.000000000538$0.000000000451$0.00000000047310-21 19:00
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71$0.7404$0.7405$0.7224$0.734910-21 19:00
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72$0.04793$0.05053$0.04563$0.0462610-21 19:00
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73$0.01679$0.01679$0.01583$0.0160110-21 19:00
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74$2.001$2.018$1.924$1.93110-21 19:00
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75$1.8711$1.8886$1.7879$1.834210-21 19:00
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76$0.2759$0.2771$0.2604$0.262910-21 19:00
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77$0.001107$0.001152$0.000895$0.00106410-21 19:00
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78$0.002081$0.002092$0.002009$0.00202210-21 19:00
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79$0.01945$0.01955$0.01836$0.0185410-21 19:00
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80$0.001269$0.001269$0.001189$0.00119910-21 19:00
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81$0.3034$0.3058$0.2963$0.29810-21 19:00
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82$0.001689$0.001708$0.001622$0.00166210-21 19:00
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83$25.97$26.57$24.81$24.9310-21 19:00
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84$0.002622$0.002642$0.002451$0.00245110-21 19:00
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85$0.001337$0.001441$0.001255$0.00128210-21 19:00
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86$0.09078$0.10321$0.07941$0.0813710-21 19:00
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87$0.009335$0.009503$0.008805$0.00893210-21 19:00
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88$0.03368$0.03404$0.03204$0.0323810-21 19:00
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89$0.0007628$0.0007637$0.0007044$0.000750510-21 19:00
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90$0.04404$0.04429$0.04164$0.0418710-21 19:00
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91$0.32563$0.33292$0.31363$0.3138110-21 19:00
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92$4860$4883$4712$476110-21 19:00
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93$0.006644$0.006693$0.006334$0.00637410-21 19:00
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94$0.00002253$0.00002257$0.00002158$0.0000216510-21 19:00
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95$0.0733$0.074$0.0685$0.068910-21 19:00
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96$0.008079$0.008092$0.007761$0.00780810-21 19:00
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97$0.03775$0.03778$0.03548$0.0355610-21 19:00
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98$0.07493$0.07527$0.06378$0.0682910-21 19:00
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99$1.762$1.762$1.69$1.72610-21 19:00
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100$$$$10-21 19:00
